With the continuous problem we have on the viruses and spyware that keep coming into our computers, it’s becoming necessary that we know how to protect our computers against these disease. Here’s a video on the basics of effectively removing spyware and viruses from your computer.

The following are the most common work-at-home scams:

Assembly work-at-home (Making money by assembling items at home)

This scheme would require you to invest money to get the needed instructions and materials. You will also be wasting a lot of time to assemble the products to be sold.

Chain Letter (Making copies of a letter and then sending them to the people on a list provided by the advertiser)

Ads like this usually require you to pay for the mailing list and labels needed for the chain letter.

Envelope Stuffing

This means literally envelope stuffing. But don’t fall for it because most likely you’ll only be receiving promotional material asking for money and not the expected envelopes. Continuing on with this project will waste you time and more money in doing more advertising, printing, postage, etc.

There are other variations of this type of scheme, but the condition to spend more money on advertising and materials is always present.

Multi-level Marketing

Multi-level marketing is a direct sales system wherein independent distributors who sell a company’s products can recruit others to join them in selling the products. It is actually a legitimate form of marketing used by many businesses. But that doesn’t mean that there aren’t illegitimate schemes that can resemble this type of marketing.

When you come across ads like this, pay close attention as to whether they emphasize on you to join them or they emphasize on selling their products. A lot of new recruits may come in, and when only a few products are sold and the system comes down, the only people who made money will be the ones at the top.

Starting an Online Business

This one is an old scheme, but it is still as tempting as it goes. You will be required to pay for guides and materials to do computer-related jobs such as data entry or research and typing. There may also be work-at-home job scams involved and it would only cost you more money and wasted time.

Processing Medical Insurance Claims

This is a scheme which tells that you can earn money by processing insurance claims on your computer for doctors, medical practitioners, and other professionals. This scheme would urge you to buy software programs and pay for expensive training programs (which can be superficial).

This video shows you how to report youtube spammers that could get you in danger since some of the sites that spammers are spamming contain malicious software that is similar to a virus, that is frequently called a Trojan horse.

1. Check scams - Receiving a check in the email for allegedly winning in the lottery ,sweepstakes or any other promotions.

2. Advance fee lenders - They try to contact people through phone after filling up an online form of loan application or have found an advertisement in a local newspaper.

3 . Online employment offers - A void job opportunities looking for “shipping” or “billing managers,” “payment processors” or anything with a financial sounding name often turn out to be fraudulent listings that are, in actuality, looking for victims to commit money laundering.

4. Lottery/sweepstakes notification letters - Epidemic in proportion, these are very much like the fake check scams.

5. Overpayment scams - Usually found in online forms especially ads and typically in places such as Craigslist or other classified forums on the Internet.

6. Mortgage foreclosure rescue scams - They usually contact residents and offer them a desperate plan that is affordable and supposedly allows them to keep the home.

7. Marketing/investment scams - Solicited mail or e-mail and saying they can make thousands of dollars working from home by buying a special kit, book or tape collection.

8. Inheritance scam - email that is being sent to the victim from someone claiming to be related to them or from somebody that claims to know that the victim’s distant relative is either very sick or has died and left inheritance money.

9. Phishing scams - Generally, e-mails are sent from what looks like a legitimate bank or financial institution, asking for confirmation of account numbers and personal information.

10. Nigerian scam - An email or letter sent from someone claiming being an official or agent from a foreign country, informing the recipient he or she is seeking a foreign company or individual into whose account they can deposit funds left over from government funds, a business bank transaction or a confiscated family inheritance.

Source: CourierNews